/* ============================================================
   NEXA LENDING — style.css
   Premium fintech mortgage brand
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 16px; }

:root {
  --navy:    #060818;
  --navy2:   #0b0f24;
  --navy3:   #0f1535;
  --card-bg: #0d1130;
  --purple:  #6246ea;
  --purple2: #7c5cfa;
  --gold:    #f5a623;
  --gold2:   #fbbf48;
  --white:   #ffffff;
  --off:     #f7f8fc;
  --light:   #eef0f8;
  --muted:   #64748b;
  --text:    #0f172a;
  --border:  #e2e8f0;
}

body {
  font-family: 'Inter', system-ui, sans-serif;
  background: var(--white);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

/* ── NAV ── */
nav {
  position: sticky; top: 0; z-index: 200;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  height: 62px;
  display: flex; align-items: center;
  justify-content: space-between;
  padding: 0 2.5rem;
}
.logo { display: flex; align-items: baseline; gap: .3rem; cursor: pointer; }
.logo-n { font-size: 1.3rem; font-weight: 800; color: var(--purple); letter-spacing: -.03em; }
.logo-l { font-size: .7rem; font-weight: 600; color: #94a3b8; letter-spacing: .18em; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: 1.5rem; }
.nav-links a {
  font-size: .84rem; font-weight: 500; color: var(--muted);
  cursor: pointer; transition: color .15s; white-space: nowrap;
  text-decoration: none;
}
.nav-links a:hover, .nav-links a.active { color: var(--purple); }
.nav-cta {
  background: linear-gradient(135deg, #6246ea, #9b79fb);
  color: #fff; border: none;
  padding: .5rem 1.15rem; border-radius: 9px;
  font-size: .84rem; font-weight: 600; cursor: pointer;
  font-family: inherit;
  box-shadow: 0 4px 18px rgba(98,70,234,.35);
  transition: all .2s;
}
.nav-cta:hover { transform: translateY(-1px); box-shadow: 0 6px 24px rgba(98,70,234,.45); }

/* ── PAGES ── */
.page { display: none; }
.page.active { display: block; }

/* ── HERO ── */
.hero {
  background: var(--navy);
  min-height: 90vh;
  display: grid;
  grid-template-columns: 1fr 390px;
  gap: 3rem;
  align-items: center;
  padding: 3.5rem 4rem;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 50% 70% at 15% 60%, rgba(98,70,234,.22) 0%, transparent 55%),
    radial-gradient(ellipse 40% 55% at 85% 15%, rgba(155,60,220,.15) 0%, transparent 50%);
}
.hero-left { position: relative; z-index: 1; }
.eyebrow {
  display: inline-flex; align-items: center; gap: .45rem;
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.13);
  padding: .3rem .9rem; border-radius: 100px;
  font-size: .65rem; font-weight: 600; letter-spacing: .2em;
  color: rgba(255,255,255,.7); text-transform: uppercase; margin-bottom: 1.5rem;
}
.eyebrow-dot { width: 5px; height: 5px; background: var(--gold); border-radius: 50%; }
.hero h1 {
  font-size: clamp(2.6rem, 5.5vw, 4.4rem); font-weight: 800;
  line-height: 1.04; letter-spacing: -.035em; color: #fff; margin-bottom: 1.1rem;
}
.grad-purple { background: linear-gradient(130deg,#a5b4fc,#c4b5fd); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.grad-gold { color: var(--gold); }
.hero-sub { font-size: .975rem; color: rgba(255,255,255,.58); line-height: 1.72; margin-bottom: 1.85rem; max-width: 460px; }
.hero-btns { display: flex; flex-wrap: wrap; gap: .55rem; margin-bottom: 1.75rem; }
.btn-gold {
  background: linear-gradient(135deg,#f5a623,#fbbf48); color: #1a0d00;
  font-weight: 700; font-size: .875rem; padding: .68rem 1.35rem;
  border-radius: 100px; border: none; cursor: pointer;
  font-family: inherit;
  box-shadow: 0 4px 20px rgba(245,166,35,.3); transition: all .22s;
}
.btn-gold:hover { transform: translateY(-1px); box-shadow: 0 8px 28px rgba(245,166,35,.4); }
.btn-ghost {
  background: rgba(255,255,255,.08); color: rgba(255,255,255,.85);
  font-weight: 500; font-size: .875rem; padding: .68rem 1.25rem;
  border-radius: 100px; border: 1px solid rgba(255,255,255,.14);
  cursor: pointer; font-family: inherit; transition: all .22s; text-decoration: none;
  display: inline-flex; align-items: center;
}
.btn-ghost:hover { background: rgba(255,255,255,.14); color: #fff; }
.trust-pills { display: flex; flex-wrap: wrap; gap: .45rem; }
.trust-pill {
  display: inline-flex; align-items: center; gap: .35rem;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  padding: .28rem .75rem; border-radius: 100px;
  font-size: .7rem; font-weight: 500; color: rgba(255,255,255,.65);
}
.trust-dot { width: 4px; height: 4px; background: var(--gold); border-radius: 50%; flex-shrink: 0; }

/* ── HERO FORM ── */
.hero-form {
  background: #fff; border-radius: 24px; padding: 1.85rem;
  position: relative; z-index: 1;
  box-shadow: 0 40px 100px rgba(0,0,0,.45);
}
.form-chip {
  display: inline-flex; align-items: center; gap: .35rem;
  background: #f1f0fe; border: 1px solid #ddd6fe;
  padding: .28rem .8rem; border-radius: 100px;
  font-size: .65rem; font-weight: 700; color: var(--purple);
  letter-spacing: .12em; text-transform: uppercase; margin-bottom: .9rem;
}
.hero-form h2 { font-size: 1.2rem; font-weight: 800; color: var(--text); margin-bottom: .2rem; }
.form-note { font-size: .775rem; color: var(--muted); margin-bottom: 1.1rem; }
.fg { margin-bottom: .8rem; }
.fg label { display: block; font-size: .72rem; font-weight: 600; color: #374151; margin-bottom: .3rem; }
.fg input, .fg select, .fg textarea {
  width: 100%; padding: .6rem .9rem;
  border: 1.5px solid var(--border); border-radius: 10px;
  font-size: .84rem; font-family: inherit; color: var(--text);
  background: #fff; outline: none; transition: border-color .18s, box-shadow .18s;
}
.fg input:focus, .fg select:focus, .fg textarea:focus {
  border-color: var(--purple); box-shadow: 0 0 0 3px rgba(98,70,234,.1);
}
.fg textarea { resize: vertical; min-height: 80px; }
.fg-row { display: grid; grid-template-columns: 1fr 1fr; gap: .65rem; }
.consent-wrap { display: flex; gap: .5rem; align-items: flex-start; margin-bottom: .9rem; }
.consent-wrap input[type=checkbox] { margin-top: .22rem; accent-color: var(--purple); flex-shrink: 0; }
.consent-wrap p { font-size: .67rem; color: #6b7280; line-height: 1.55; }
.consent-wrap a { color: var(--purple); }
.btn-submit {
  width: 100%; background: linear-gradient(135deg,#6246ea,#9b79fb);
  color: #fff; padding: .82rem; border: none; border-radius: 12px;
  font-size: .9rem; font-weight: 700; cursor: pointer; font-family: inherit;
  box-shadow: 0 4px 20px rgba(98,70,234,.3); transition: all .22s; margin-bottom: .6rem;
}
.btn-submit:hover { transform: translateY(-1px); box-shadow: 0 8px 28px rgba(98,70,234,.4); }
.btn-submit:disabled { opacity: .65; cursor: not-allowed; transform: none !important; }
.secure { text-align: center; font-size: .67rem; color: #9ca3af; }
.form-success { display: none; text-align: center; padding: 1.5rem; }
.form-success-icon { width: 48px; height: 48px; background: #f0fdf4; border: 2px solid #86efac; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto .75rem; }
.form-success h3 { font-size: 1rem; font-weight: 800; margin-bottom: .35rem; }
.form-success p { font-size: .82rem; color: var(--muted); }
.form-error { display: none; background: #fef2f2; border: 1px solid #fca5a5; color: #dc2626; padding: .7rem; border-radius: 8px; font-size: .8rem; margin-bottom: .75rem; }

/* ── SECTIONS ── */
.sec { padding: 5rem 4rem; }
.sec-off { background: var(--off); }
.sec-dark { background: var(--navy); color: #fff; }
.inner { max-width: 1120px; margin: 0 auto; }
.sec-eyebrow { font-size: .65rem; font-weight: 700; text-transform: uppercase; letter-spacing: .25em; color: var(--purple); text-align: center; margin-bottom: .6rem; }
.sec-eyebrow-gold { color: var(--gold); }
.sec-h { font-size: clamp(1.75rem,3.5vw,2.6rem); font-weight: 800; text-align: center; line-height: 1.13; letter-spacing: -.025em; margin-bottom: .7rem; }
.sec-dark .sec-h { color: #fff; }
.sec-sub { font-size: .9rem; color: var(--muted); text-align: center; max-width: 480px; margin: 0 auto 3rem; line-height: 1.68; }
.sec-dark .sec-sub { color: rgba(255,255,255,.5); }
.grad-p { background: linear-gradient(130deg,#a5b4fc,#c4b5fd); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }

/* ── WHO WE HELP ── */
.who-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.1rem; }
.who-card { background: #fff; border: 1px solid var(--border); border-radius: 18px; padding: 1.75rem; transition: box-shadow .25s, transform .25s; }
.who-card:hover { box-shadow: 0 16px 48px rgba(98,70,234,.1); transform: translateY(-3px); }
.who-icon { width: 50px; height: 50px; background: linear-gradient(135deg,var(--purple),#8b5cf6); border-radius: 13px; display: flex; align-items: center; justify-content: center; margin-bottom: 1.2rem; box-shadow: 0 4px 16px rgba(98,70,234,.22); }
.who-icon svg { width: 22px; height: 22px; fill: none; stroke: #fff; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.who-card h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: .4rem; }
.who-card p { font-size: .82rem; color: var(--muted); line-height: 1.68; margin-bottom: 1.35rem; }
.btn-outline { width: 100%; padding: .65rem; border: 1.5px solid var(--border); border-radius: 10px; background: #fff; font-size: .83rem; font-weight: 600; cursor: pointer; color: var(--text); font-family: inherit; transition: all .2s; }
.btn-outline:hover { border-color: var(--purple); color: var(--purple); }

/* ── FEATURED SOLUTIONS ── */
.feat-header { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 2rem; gap: 1rem; }
.feat-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: .9rem; }
.feat-card { background: var(--card-bg); border: 1px solid rgba(255,255,255,.07); border-radius: 18px; padding: 1.6rem; cursor: pointer; transition: all .22s; }
.feat-card:hover { background: #111640; border-color: rgba(98,70,234,.3); transform: translateY(-2px); }
.feat-icon { width: 38px; height: 38px; background: rgba(255,255,255,.07); border-radius: 9px; display: flex; align-items: center; justify-content: center; margin-bottom: 1.1rem; }
.feat-icon svg { width: 18px; height: 18px; fill: none; stroke: var(--gold); stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.feat-card h3 { font-size: .9rem; font-weight: 700; color: #fff; margin-bottom: .4rem; line-height: 1.35; }
.feat-card p { font-size: .78rem; color: rgba(255,255,255,.5); line-height: 1.62; margin-bottom: .85rem; }
.learn-more { font-size: .78rem; font-weight: 600; color: var(--gold); }
.btn-light { background: transparent; color: rgba(255,255,255,.8); border: 1px solid rgba(255,255,255,.2); padding: .6rem 1.2rem; border-radius: 100px; font-size: .82rem; font-weight: 500; cursor: pointer; font-family: inherit; transition: all .2s; }
.btn-light:hover { background: rgba(255,255,255,.08); color: #fff; }

/* ── REVIEWS ── */
.rev-card { background: #fff; border: 1px solid var(--border); border-radius: 24px; padding: 2.5rem; max-width: 560px; margin: 0 auto 1.75rem; text-align: center; }
.rev-icon { width: 44px; height: 44px; background: #f1f0fe; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto .9rem; }
.rev-stars { color: var(--gold); font-size: 1.2rem; margin: .75rem 0; }
.rev-btns { display: flex; gap: .65rem; justify-content: center; margin-top: 1rem; }
.btn-purple { background: linear-gradient(135deg,#6246ea,#9b79fb); color: #fff; border: none; padding: .55rem 1.1rem; border-radius: 100px; font-size: .82rem; font-weight: 600; cursor: pointer; font-family: inherit; box-shadow: 0 4px 16px rgba(98,70,234,.25); transition: all .2s; }
.btn-purple:hover { transform: translateY(-1px); }
.btn-ol { background: #fff; color: var(--text); border: 1.5px solid var(--border); padding: .55rem 1.1rem; border-radius: 100px; font-size: .82rem; font-weight: 600; cursor: pointer; font-family: inherit; transition: all .2s; }
.btn-ol:hover { border-color: var(--purple); color: var(--purple); }

/* ── TEAM ── */
.team-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.35rem; max-width: 740px; margin: 0 auto 2rem; }
.team-card { background: #fff; border: 1px solid var(--border); border-radius: 24px; overflow: hidden; transition: box-shadow .25s, transform .25s; }
.team-card:hover { box-shadow: 0 16px 48px rgba(0,0,0,.1); transform: translateY(-3px); }
.team-photo { width: 100%; height: 290px; object-fit: cover; object-position: center top; display: block; }
.team-photo-wrap { position: relative; }
.nmls-tag { position: absolute; bottom: 10px; left: 12px; background: rgba(6,8,24,.82); backdrop-filter: blur(8px); color: rgba(255,255,255,.88); font-size: .63rem; font-weight: 700; letter-spacing: .08em; padding: .28rem .65rem; border-radius: 100px; }
.team-body { padding: 1.1rem 1.4rem 1.35rem; }
.team-body h3 { font-size: .975rem; font-weight: 800; color: var(--text); }
.team-role { font-size: .78rem; font-weight: 600; color: var(--purple); margin: .15rem 0 .5rem; }
.team-body p { font-size: .78rem; color: var(--muted); line-height: 1.65; }
.t-center { text-align: center; }
.btn-purple-lg { background: linear-gradient(135deg,#6246ea,#9b79fb); color: #fff; border: none; padding: .7rem 1.4rem; border-radius: 100px; font-size: .88rem; font-weight: 600; cursor: pointer; font-family: inherit; box-shadow: 0 4px 18px rgba(98,70,234,.28); transition: all .22s; }
.btn-purple-lg:hover { transform: translateY(-1px); box-shadow: 0 8px 26px rgba(98,70,234,.38); }

/* ── CTA SECTION ── */
.cta-sec { background: var(--navy); padding: 5.5rem 4rem; text-align: center; position: relative; overflow: hidden; }
.cta-sec::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 60% 65% at 50% 50%, rgba(100,40,200,.18) 0%, transparent 65%); pointer-events: none; }
.cta-sec h2 { font-size: clamp(1.9rem,4.5vw,3rem); font-weight: 800; color: #fff; letter-spacing: -.03em; line-height: 1.1; margin-bottom: .65rem; position: relative; z-index: 1; }
.cta-sec p { font-size: .9rem; color: rgba(255,255,255,.58); max-width: 480px; margin: 0 auto 1.75rem; line-height: 1.68; position: relative; z-index: 1; }
.cta-btns { display: flex; flex-wrap: wrap; gap: .6rem; justify-content: center; position: relative; z-index: 1; }

/* ── FOOTER ── */
footer { background: #fff; border-top: 1px solid var(--border); padding: 3.5rem 4rem 1.75rem; }
.foot-grid { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1.2fr 1.2fr 1.4fr; gap: 2.5rem; }
.foot-desc { font-size: .79rem; color: var(--muted); line-height: 1.7; max-width: 260px; margin: .6rem 0 1rem; }
.eho-row { display: flex; align-items: center; gap: .6rem; }
.eho-box { width: 32px; height: 32px; border: 2px solid var(--text); border-radius: 4px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.eho-box svg { width: 18px; height: 18px; fill: none; stroke: var(--text); stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.eho-text { font-size: .72rem; font-weight: 600; color: var(--text); line-height: 1.3; }
.foot-col h4 { font-size: .7rem; font-weight: 700; color: var(--text); margin-bottom: .8rem; text-transform: uppercase; letter-spacing: .12em; }
.foot-col a { display: block; font-size: .79rem; color: var(--muted); margin-bottom: .42rem; cursor: pointer; transition: color .15s; text-decoration: none; }
.foot-col a:hover { color: var(--purple); }
.nmls-block { font-size: .72rem; color: var(--muted); line-height: 1.8; }
.nmls-block strong { color: var(--text); font-weight: 600; }
.foot-disc { max-width: 1120px; margin: 2rem auto 0; padding-top: 1.25rem; border-top: 1px solid var(--border); font-size: .68rem; color: #6b7280; line-height: 1.65; }
.foot-bottom { max-width: 1120px; margin: 1.25rem auto 0; padding-top: 1rem; border-top: 1px solid var(--border); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: .5rem; font-size: .7rem; color: #94a3b8; }
.foot-bottom-links { display: flex; gap: 1rem; flex-wrap: wrap; }
.foot-bottom-links a { font-size: .7rem; color: #94a3b8; cursor: pointer; text-decoration: none; transition: color .15s; }
.foot-bottom-links a:hover { color: var(--purple); }

/* ── INNER PAGES ── */
.page-hero { background: linear-gradient(135deg,var(--navy),var(--navy3)); color: #fff; padding: 3.5rem 4rem; text-align: center; }
.page-hero h1 { font-size: clamp(1.65rem,3.5vw,2.5rem); font-weight: 800; letter-spacing: -.025em; margin-bottom: .4rem; }
.page-hero p { color: rgba(255,255,255,.6); font-size: .875rem; max-width: 480px; margin: 0 auto; }
.page-content { padding: 3.5rem 4rem; }
.page-content-off { padding: 3.5rem 4rem; background: var(--off); }
.card-grid { display: grid; grid-template-columns: repeat(auto-fit,minmax(240px,1fr)); gap: 1rem; max-width: 1100px; margin: 0 auto; }
.card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 1.5rem; transition: box-shadow .22s, transform .22s; }
.card:hover { box-shadow: 0 8px 32px rgba(0,0,0,.1); transform: translateY(-2px); }
.card h3 { font-size: .95rem; font-weight: 700; margin-bottom: .35rem; color: var(--text); }
.card p { font-size: .8rem; color: var(--muted); line-height: 1.62; }
.card-disc { font-size: .67rem; color: #9ca3af; margin-top: .5rem; font-style: italic; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; max-width: 820px; margin: 0 auto; }
.contact-info h3 { font-size: .975rem; font-weight: 700; margin-bottom: 1rem; }
.contact-item { display: flex; gap: .65rem; align-items: flex-start; margin-bottom: .9rem; }
.contact-icon { width: 34px; height: 34px; background: #f1f0fe; border-radius: 9px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.contact-icon svg { width: 15px; height: 15px; fill: none; stroke: var(--purple); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.contact-item strong { display: block; font-size: .86rem; font-weight: 600; }
.contact-item span { font-size: .76rem; color: var(--muted); }
.form-wrap { background: #fff; border: 1px solid var(--border); border-radius: 20px; padding: 1.75rem; }
.faq-list { max-width: 740px; margin: 0 auto; display: flex; flex-direction: column; gap: .85rem; }
.faq-item { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 1.35rem; }
.faq-item h3 { font-size: .9rem; font-weight: 700; margin-bottom: .35rem; }
.faq-item p { font-size: .82rem; color: var(--muted); line-height: 1.65; }
.faq-group-label { font-size: .85rem; font-weight: 700; color: var(--text); margin: 1.5rem 0 .5rem; }
.mt-center { text-align: center; margin-top: 2rem; }

/* ── HAMBURGER ── */
.mob-right { display: none; }
.mob-apply-sm { background: linear-gradient(135deg,#6246ea,#9b79fb); color: #fff; border: none; padding: .4rem .85rem; border-radius: 8px; font-size: .76rem; font-weight: 700; cursor: pointer; font-family: inherit; white-space: nowrap; }
.ham-btn { background: none; border: none; cursor: pointer; padding: .4rem; display: flex; flex-direction: column; gap: 5px; border-radius: 6px; }
.ham-line { display: block; width: 22px; height: 2px; background: var(--text); border-radius: 2px; transition: all .25s; }
.ham-btn.open .ham-line:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.ham-btn.open .ham-line:nth-child(2) { opacity: 0; }
.ham-btn.open .ham-line:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mob-overlay { display: none; position: fixed; inset: 0; background: rgba(6,8,24,.5); z-index: 300; opacity: 0; transition: opacity .28s; pointer-events: none; }
.mob-overlay.open { opacity: 1; pointer-events: all; }
.mob-drawer { position: fixed; top: 0; right: 0; width: min(300px,85vw); height: 100dvh; background: #fff; z-index: 400; transform: translateX(100%); transition: transform .3s cubic-bezier(.4,0,.2,1); display: flex; flex-direction: column; box-shadow: -8px 0 40px rgba(0,0,0,.18); overflow-y: auto; }
.mob-drawer.open { transform: translateX(0); }
.mob-drawer-head { display: flex; align-items: center; justify-content: space-between; padding: 1rem 1.25rem; border-bottom: 1px solid var(--border); position: sticky; top: 0; background: #fff; z-index: 1; }
.mob-close-btn { background: var(--off); border: none; border-radius: 8px; width: 32px; height: 32px; cursor: pointer; display: flex; align-items: center; justify-content: center; color: var(--text); font-size: 1.1rem; }
.mob-links { flex: 1; padding: .5rem 0; }
.mob-link { display: flex; align-items: center; gap: .75rem; padding: .875rem 1.25rem; font-size: .9rem; font-weight: 500; color: var(--text); cursor: pointer; border-bottom: 1px solid rgba(226,232,240,.5); transition: background .15s, color .15s; -webkit-tap-highlight-color: transparent; }
.mob-link:hover, .mob-link:active { background: var(--off); color: var(--purple); }
.mob-drawer-foot { padding: 1.25rem; border-top: 1px solid var(--border); background: var(--off); display: flex; flex-direction: column; gap: .6rem; }
.mob-apply-full { width: 100%; background: linear-gradient(135deg,#6246ea,#9b79fb); color: #fff; border: none; padding: .78rem; border-radius: 10px; font-size: .9rem; font-weight: 700; cursor: pointer; font-family: inherit; }
.mob-call-btn { display: flex; align-items: center; justify-content: center; width: 100%; padding: .68rem; border-radius: 10px; border: 1.5px solid var(--border); background: #fff; font-size: .86rem; font-weight: 600; color: var(--text); text-decoration: none; }
.mob-nmls { font-size: .62rem; color: var(--muted); text-align: center; }

/* ── MOBILE CTA BAR ── */
.mob-cta-bar { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 250; background: #fff; border-top: 1px solid var(--border); padding: .65rem 1rem; gap: .5rem; box-shadow: 0 -4px 20px rgba(0,0,0,.1); }
.mcta { flex: 1; padding: .6rem .4rem; border-radius: 8px; font-size: .76rem; font-weight: 700; border: none; cursor: pointer; font-family: inherit; display: flex; align-items: center; justify-content: center; text-decoration: none; }
.mcta-apply { background: linear-gradient(135deg,#6246ea,#9b79fb); color: #fff; }
.mcta-call { background: var(--off); color: var(--text); border: 1.5px solid var(--border) !important; }
.mcta-text { background: var(--off); color: var(--text); border: 1.5px solid var(--border) !important; }

/* ── UTILITIES ── */
.mt2 { margin-top: 2rem; }
.mt25 { margin-top: 2.5rem; }

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  nav { padding: 0 1.25rem; }
  .nav-links { display: none; }
  .mob-right { display: flex; align-items: center; gap: .5rem; }
  .mob-overlay { display: block; }
  .hero { grid-template-columns: 1fr; min-height: auto; padding: 2.5rem 1.5rem 3rem; gap: 2rem; }
  .hero h1 { font-size: clamp(2rem,7vw,3rem); }
  .hero-form { max-width: 560px; }
  .who-grid { grid-template-columns: 1fr; }
  .feat-grid { grid-template-columns: 1fr; }
  .feat-header { flex-direction: column; align-items: flex-start; }
  .team-grid { grid-template-columns: 1fr; max-width: 440px; }
  .sec { padding: 3.5rem 1.5rem; }
  .cta-sec { padding: 4rem 1.5rem; }
  .page-hero { padding: 2.75rem 1.5rem; }
  .page-content, .page-content-off { padding: 3rem 1.5rem; }
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 2rem; padding: 0; }
  footer { padding: 2.5rem 1.5rem 1.5rem; }
  .contact-grid { grid-template-columns: 1fr; }
  .mob-cta-bar { display: flex; }
  body { padding-bottom: 68px; }
}

@media (max-width: 640px) {
  .hero { padding: 2rem 1.1rem 2.5rem; }
  .hero h1 { font-size: clamp(1.9rem,8vw,2.5rem); }
  .hero-btns { flex-direction: column; }
  .btn-gold, .btn-ghost { width: 100%; justify-content: center; }
  .fg-row { grid-template-columns: 1fr; }
  .cta-btns { flex-direction: column; align-items: center; }
  .cta-btns .btn-gold, .cta-btns .btn-ghost { width: 100%; max-width: 280px; justify-content: center; }
  .foot-grid { grid-template-columns: 1fr; }
  .sec { padding: 3rem 1.1rem; }
  .page-content, .page-content-off { padding: 2.5rem 1.1rem; }
  .who-grid { gap: .85rem; }
  .rev-btns { flex-direction: column; }
  .rev-btns .btn-ol, .rev-btns .btn-purple { width: 100%; }
}

@media (max-width: 480px) {
  .hero { padding: 1.75rem 1rem 2.25rem; }
  .hero-form { padding: 1.35rem; }
}