Mortgage Solutions Built Different.
Creative financing for buyers, realtors, and investors. We help clients qualify smarter with strategies many lenders cannot offer. All loans subject to credit approval and underwriting.
Get Pre-Approved
No credit pull. A loan officer responds same day.
Built for the people moving real estate forward.
Whether you're buying your first home, closing deals for clients, or scaling a portfolio — we have a path for you. All loans subject to approval.
Homebuyers
Strong approvals, clear guidance, and creative paths for buyers other lenders walk away from. Subject to credit and underwriting approval.
Realtors
Pre-approvals your sellers respect, communication your clients rave about, deals that actually close. Pre-approval is not a commitment to lend.
Investors
DSCR, LLC HELOCs, bridge, and portfolio loans — built for operators scaling rentals and flips. All programs subject to qualification and approval.
Loan options most lenders don't offer.
5% Down + Assistance Stack
Lower out-of-pocket with stacked DPA on conventional or FHA. Subject to program availability and qualification.
Learn More →Investor Financing Without Tax Returns
DSCR loans qualify on the property's rent — close in an LLC. Subject to DSCR requirements and underwriting approval.
Learn More →Business Owners Deserve Better
Bank statement, 1099, P&L, and asset programs — no Schedule C required. Non-QM loans subject to additional terms.
Learn More →One Closing. One Locked Rate.
OTC construction loan with permanent rate locked at closing. Rate lock subject to terms and program requirements.
Learn More →Pull Equity From LLC Rentals
Investment HELOCs on LLC-vested properties. Subject to property equity, credit approval, and lender guidelines.
Learn More →Buy Before You Sell
Make a non-contingent offer on your next home before yours sells. Bridge financing subject to qualification.
Learn More →What Our Clients Say
Verified Google reviews from homebuyers, investors, and realtor partners. Individual results may vary. Past performance does not guarantee future results.
Local mortgage operators who pick up the phone.
Real people, real communication — we answer calls, respond to texts, and keep you informed at every step.
NMLS #1334987
Jarred Jackle
Creative financing strategist focused on tough scenarios — investors, self-employed, and first-time buyers.
NMLS #1605875
Johnathen Weir
Relationship-focused communication and start-to-close support for clients and realtor partners.
Have a Scenario? Let's Talk.
Before assuming a borrower does not qualify, send us the scenario first. Most "no's" we see have a smarter path forward. All loans subject to credit and underwriting approval.
Loan Programs
All loans subject to credit approval, underwriting review, and program availability. Terms and rates subject to change without notice.
Conventional
3–5% down, competitive rates, no PMI options for qualified borrowers.
Subject to credit approval. PMI required if down payment is less than 20%.
FHA Loans
3.5% down, flexible credit, stackable with down payment assistance programs.
FHA loans are insured by the Federal Housing Administration. Subject to FHA guidelines.
VA Loans
0% down for eligible veterans and active military. No monthly PMI.
Available to eligible veterans, active-duty service members, and surviving spouses. Subject to VA guidelines.
USDA Loans
0% down for eligible rural and suburban properties.
Subject to USDA income and property eligibility requirements.
Down Payment Assistance
Stacked DPA programs to reduce out-of-pocket costs on eligible purchases.
DPA programs subject to availability, income limits, and program guidelines. Not all buyers will qualify.
DSCR Investor Loans
Qualify on rental income. Close in an LLC. No personal tax returns required for qualification.
Subject to minimum DSCR requirements, credit, and underwriting approval. Available for investment properties only.
Bank Statement Loans
12–24 months of deposits used to determine income. Designed for self-employed borrowers.
Non-QM product. Subject to credit approval and lender guidelines. Rates may be higher than conventional loans.
Construction Loans (OTC)
One closing, one locked rate — covers land, build, and permanent financing.
Subject to builder approval, appraisal, and underwriting. Rate lock terms apply.
LLC HELOC
Pull equity from investment properties held in an LLC without refinancing your first mortgage.
Subject to equity, credit, and lender guidelines. Not available on primary residences.
Bridge Loans
Buy before you sell. Non-contingent offers supported by short-term bridge financing.
Subject to qualification and available equity. Short-term product with specific repayment terms.
Fix & Flip
Short-term financing for acquisition and renovation of investment properties.
Investment property only. Subject to ARV, experience, and underwriting approval.
Portfolio Loans
Bundle multiple rental properties into one loan for easier portfolio management.
Subject to portfolio size, credit, and lender guidelines.
Realtor Partners
We make you look great — fast pre-approvals, proactive updates, deals that close. Pre-approval is not a commitment to lend.
Same-Day Pre-Approvals
Send us a client in the morning, strong pre-approval letter by afternoon. Subject to review of client documentation.
Proactive Communication
We update you at every milestone. No chasing. No surprises at closing.
Hard Scenarios Welcome
Clients others turn away often have a path with us. All scenarios subject to underwriting review and approval.
True Partnership
Co-marketing support and a team that treats your clients like our own. RESPA-compliant referral relationships only.
Investor Financing
DSCR, LLC HELOCs, bridge, and portfolio — built for operators who scale. All products subject to qualification and approval.
DSCR Loans
Qualify on rental income. No personal tax returns. Close in an LLC.
Subject to minimum DSCR, credit score, and underwriting. Investment properties only.
LLC HELOC
Tap equity from LLC-vested properties without refinancing your first mortgage.
Subject to available equity, credit, and lender guidelines.
Bridge Loans
Non-contingent offers that win. Short-term financing to buy before you sell.
Subject to qualification. Short-term product with specific repayment requirements.
Portfolio Loans
Bundle multiple rentals into one loan for easier management and scaling.
Subject to portfolio composition, credit, and lender approval.
Fix & Flip
Short-term rehab financing with streamlined approvals and draw schedules.
Investment properties only. Subject to ARV and experience requirements.
Multifamily
2–4 unit and 5+ unit commercial financing available for experienced operators.
Commercial financing subject to separate underwriting guidelines and approval.
Client Reviews
Verified reviews from homebuyers, investors, and realtor partners. Individual results may vary.
Learning Center
Educational resources to help you understand your mortgage options. Not financial advice.
What is DSCR?
Debt Service Coverage Ratio explained — how investors may qualify without personal tax returns. Subject to lender requirements.
Down Payment Options
FHA, conventional, VA, USDA, and DPA programs compared. Program availability and eligibility vary.
Self-Employed Buyers
Bank statement, 1099, and P&L loan programs for business owners. Non-QM products may carry higher rates.
Construction Loans 101
How OTC construction loans work from groundbreak to move-in. Subject to builder and underwriting approval.
Calculators
Estimate your monthly payment and DSCR ratio. All estimates are for illustrative purposes only.
Ask an Expert
Have a scenario? Our team provides information — not financial advice. All recommendations subject to qualification.
Mortgage Calculators
For illustrative purposes only. Results do not constitute a loan offer or commitment to lend.
Payment Calculator
DSCR Calculator
Meet the Team
Licensed mortgage professionals who answer the phone and know your file.
NMLS #1334987
Jarred Jackle
Creative financing strategist focused on tough scenarios — investors, self-employed, and first-time buyers. Jarred has helped hundreds of borrowers find a path when others said no.
NMLS #1605875
Johnathen Weir
Relationship-focused communication and start-to-close support for clients and realtor partners. Johnathen ensures no one is left wondering where their loan stands.
Contact Us
We answer the phone. Reach out however works best for you.
Get in Touch
Send a Message
Get Pre-Approved
No credit pull. A loan officer responds same day. Pre-approval is not a commitment to lend.
Pre-Approval Application
No credit pull. A loan officer responds same day. Not a commitment to lend.
By submitting you agree to be contacted. NMLS #1334987 | NEXA Lending NMLS #1660690 | Branch NMLS #2718163
Privacy Policy
How we collect, use, and protect your information.
Privacy Policy
Effective Date: January 1, 2025 — NEXA Lending, NMLS #1660690
Information We Collect
We collect information you provide directly, including name, phone number, email address, property information, and financial information necessary to process your mortgage inquiry. We also collect information automatically through cookies and similar technologies.
How We Use Your Information
We use your information to respond to your mortgage inquiries, process applications, communicate about your loan, comply with legal obligations, and improve our services. We do not sell your personal information to third parties.
How We Share Your Information
We may share your information with lenders, appraisers, title companies, and other service providers necessary to process your loan. We may also share with NEXA Mortgage (NMLS #1660690) affiliates and as required by law.
Your Rights
You have the right to access, correct, and request deletion of your personal information. Contact us at jjackle@nexalending.com or 316-680-5056.
Contact
Jarred Jackle, Loan Officer, NMLS #1334987 | 1805 E Douglas Ave, Wichita, KS 67211 | jjackle@nexalending.com
Terms & Conditions
Please read these terms carefully before using this website.
Terms & Conditions
Effective Date: January 1, 2025
Use of This Website
This website is operated by Jarred Jackle, Loan Officer, NMLS #1334987, affiliated with NEXA Lending, NMLS #1660690. Information on this site is for general informational purposes only and does not constitute a loan commitment or offer to lend.
No Guarantee of Rates or Approval
All interest rates, loan programs, and terms are subject to change without notice. Pre-qualification and pre-approval are not commitments to lend. All loans subject to credit approval, underwriting, and verification of income, assets, and collateral. Not all applicants will qualify.
Calculator Disclaimer
All mortgage calculators on this site provide estimates for illustrative and educational purposes only. Results do not represent actual loan terms, payments, or offers. Contact us for an accurate quote based on your specific situation.
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
Licensing
Jarred Jackle, NMLS #1334987 | NEXA Lending, NMLS #1660690 | Branch NMLS #2718163 | AZ Banker License: BK-2006218
Accessibility Statement
Our commitment to making this website accessible to everyone.
Accessibility Statement
NEXA Lending is committed to ensuring digital accessibility for people with disabilities. We continually improve the user experience for everyone and apply relevant accessibility standards.
Measures Taken
- Include accessibility as a requirement in our web development process
- Provide skip navigation links
- Use semantic HTML structure
- Ensure sufficient color contrast
- Include ARIA labels on interactive elements
- Ensure keyboard navigability throughout the site
Conformance Status
This website aims to conform to the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA.
Feedback & Contact
We welcome feedback on the accessibility of this website. Please contact us at: jjackle@nexalending.com or 316-680-5056. We aim to respond within 2 business days.
Licensing & Disclosures
Full licensing and regulatory disclosure information.
Licensing & Disclosures
Loan Officer
Jarred Jackle | Loan Officer | NMLS #1334987
Company
NEXA Lending | NMLS #1660690
Branch
Branch NMLS #2718163 | 1805 E Douglas Ave, Wichita, KS 67211
Corporate Office
5559 S Sossaman Rd Bldg #1 Ste #101, Mesa, AZ 85212
State Licensing
AZ Banker License: BK-2006218. Licensed to conduct mortgage lending business. Licensing information subject to change. Verify current licensing at NMLS Consumer Access.
Regulatory Disclosures
All loans subject to credit approval, underwriting review, and program eligibility. Interest rates and loan programs subject to change without notice. Not all borrowers will qualify. This is not a commitment to lend.
NEXA Lending is an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, disability, or familial status in our lending practices.
NMLS Consumer Access
Verify our licensing at: www.nmlsconsumeraccess.org